What Is Amazon Store Card

Does Amazon Sell Gift Cards

Amazon sells its own gift and third-party gift cards on its website in different denominations. Amazon gift cards are available in the denominations of $15, $25, $50, and $100.

To order a gift card through Amazon, you need to type Gift Cards in the search bar and select the type you want to purchase. Provide payment information and place your order.

You can also buy Amazon gift cards from participating retail stores across the country.

You can also choose a variable denomination card at selected stores. That way, you can load any amount you want, between $25 and $500.

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Advantages Of The Amazon Prime Store Card Over The Standard Amazoncom Store Card

When you combine the Amazon Prime Store Card with your Amazon Prime Membership, it offers you an unbeatable 5% back in the form of a statement credit. This is excellent rewards program for a store credit card. It’s also nice that you retain the option of receiving a promotional financing offer or earning rewards.

Alternate Pick: Citi Double Cash Card

There are a number of credit cards on the market that will earn 2% rewards on everything you buy without the need to track categories. One pick to consider is the no-annual-fee Citi® Double Cash Card which earns 1% when you make a purchase and another 1% when you pay your bill. Rewards earned on the card can be used as a statement credit, direct deposit, check or converted to transferable points when paired with a premium card.

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Amazoncom And Amazon Prime Store Cards

If you don’t want or don’t qualify for either of the Amazon Rewards Signature Visa cards, the Amazon.com or Prime store cards may be a viable option for saving money on your Amazon purchases. Amazon store cards are not accepted at Whole Foods markets, unlike the Amazon Prime Rewards Signature Visa and the Amazon Rewards Signature Visa.

When you are approved for an Amazon.com store card, you receive a $60 gift card from Amazon.com, a bit less than the $100 gift card you receive for opening an Amazon Prime Visa card. The Amazon store card’s reward program is not as robust as its Visa Rewards Signature Visa card, but it does offer introductory financing opportunities for new cardholders.

Does Amazon Sell Gift Cards In 2022 All You Need To Know

Whether you are shopping for Christmas or the holiday season, gift cards are always a good idea.

Amazon is one of the leading eCommerce sites all over the world, and thus, a lot of people shop from there.

Therefore, many people wonder if Amazon sells gift cards so that things become convenient for them.

So, if you are also one of those people, keep reading. You will find everything you need to know below.

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Is Amazon Gift Card Sold In The Uk

Yes, Amazon gift cards are accessible at participating retailers all around the UK.

Some of the stores that sell these gift cards in the UK include Tesco, ASDA, Card Factory, Clinton Cards, Shell, Spar, etc.

The working of the UK gift cards is the same as the US gift cards. All you need to do is redeem the gift card or voucher to your account.

The funds will be automatically stored in your account, and you can use them to make purchases on the site.

Where Can Someone Get The Amazon Prime Rewards Signature Visa Card

Interested customers can apply for the card online at Amazon.com. However, the vetting process will go through Chase Bank, which authorizes and administers the financial logistics and the approval process.

According to Amazon.com, “if your application is instantly approved, you’ll be taken to a page that includes the Cardmember Agreement, the terms of your Amazon Rewards Visa Signature account, and other important information.”

Conversely, if your application isn’t approved instantly, Chase Bank will inform you about your status after reviewing your credit history. This takes approximately two to four weeks. Amazon recommends waiting two weeks after submitting your application before contacting Chase Bank.

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Rewards And Welcome Bonus

As the biggest retailer, Amazon can offer a better rewards program than most other cards in its class. You get the freedom of earning rewards that are not completely confined to your purchases under the Amazon umbrella.

The 5% rate you’ll earn at Amazon and Whole Foods is quite competitive. You’ll also earn 2% cash back at restaurants, gas stations and drugstores, as well as a 1% flat rate on all other purchases. This card also offers up to 10% off of select products on Amazon as an added benefit.

For the welcome bonus, you can earn an Amazon gift card of up to $150 immediately upon account approval. Amazon targets certain users with different landing pages, so you may be offered a $100 or $150 gift card to open a new account. Most require you to hit a minimum spending threshold to earn the welcome bonus, so if you’re making a big purchase on Amazon, it may be worth it to sign up just for that reason.

Amazon Prime Rewards Visa Signature Card: Choose Cash

Amazon and Whole Foods shoppers earn a hefty 5% cash back. You’ll also get an Amazon gift card instantly upon approval.

Jaclyn DeJohn

Editor

Jaclyn is a CNET Money editor who found the sweet spot between her love for numbers and words. With several years covering business, personal finance and economics, she has consulted small businesses on their content strategies along the way. She is also experienced in real estate investing and contracts. Her tech interests include Tesla, SpaceX, The Boring Company and Neuralink.

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Who Is This Card For

• Amazon Prime Members: If you already have a Prime membership, you automatically get an Amazon Prime Store Card upon qualification. With 5% cash back and a $60 welcome bonus, this card can help finance your Amazon shopping.
• Frequent Amazon shoppers: If Amazon is one of your primary shopping locations and you make big-ticket buys there, the special financing programs can ease the immediate costs of large purchases.

Amazon Store Card Vs Amazon Rewards Visa Signature

Both of these credit cards are designed for avid Amazon shoppers, with the Amazon Rewards Visa® Signature card offering a wider range of use and a more extensive rewards program.

While the Amazon Store Card is a good card if you have fair credit and shop with Amazon, the Amazon Rewards Visa® Signature is a better choice if youre a frequent Amazon shopper with good to excellent credit.

The Amazon Rewards Visa® Signature can be used anywhere Visa is accepted, and offers a more extensive rewards program than the store card. Heres how the rewards work:

• Earn 3% cash back at Amazon and Whole Foods Market.
• Earn 2% cash back at restaurants, gas stations, and drugstores.
• Earn 1% cash back on utilities, rideshare, and all other purchases.

If youre able to qualify for the Amazon Rewards Visa® Signature, we highly recommend it over the Amazon Store Card.

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Amazon Credit Cards: What Are Your Options And Which Is Right For You

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list ofour partnersandhere’s how we make money.

If you’ve found those ubiquitous “smiling” cardboard boxes piling up at your front door after rounds of online shopping, you may have considered an Amazon credit card.

Charging your purchases on an Amazon credit card can be a rewarding decision if youre a frequent Amazon shopper. But just as Amazon has a dizzying amount of choices to shop for on their website, the retailer also offers many credit card options.

Heres everything you need to know about the five different Amazon credit cards that span personal and business credit card options, and how to choose which one is right for you.

How Many Amazon Credit Cards Are There

The family of Amazon credit cards can get a little confusing, and not everyone’s online experience will look the same. There are two different cards, each with its own version for Prime members and non-Prime members.

The Amazon Prime Rewards Visa Signature Card is the matriarch of the family, with the best benefits available to those taking full advantage of Amazon Prime already.

If you don’t have a Prime account and don’t want one, you can apply for the Amazon Rewards VisaCard*. You’ll get a smaller welcome bonus and only 3% cash back at Whole Foods and Amazon, but the other major specs of this card are the same. Plus, there’s no annual fee.

The Amazon Prime StoreCard* is a good option if you’re a Prime member and want longer interest-free financing on larger purchases made at Amazon. However, it can only be used within the Amazon ecosystem. You’ll earn a small welcome bonus in the form of a $60 Amazon gift card upon approval and can finance a purchase for up to 24 months . If you don’t choose to use the financing, you’ll earn 5% cash back on Amazon purchases.

The non-Prime equivalent is the Amazon.com StoreCard*. It maintains the same specs as the Prime version, except you don’t have the option to earn cash back on Amazon purchases, even if you don’t use the financing option.

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Heads Up: What To Consider When Applying For An Amazon Credit Card

Although all four cards are credit cards, its important to know that two of these cards dont function like traditional credit cards specifically, the Amazon.com Store Card and the Amazon Prime Store Card.

Most credit cards including the Visa Signature cards will let you charge a purchase anywhere that particular card is accepted. But the Amazon.com Store Card and Amazon Prime Store Card can only be used to make purchases at Amazon and nowhere else.

With these two cards, you can select from three levels of interest-free financing: six months for purchases of $150 or more, 12 months for purchases of $600 or more, and 24 months for certain purchases of $800 or more.

John Ganotis, credit card expert and founder of Credit Card Insider, gives a warning to unwary consumers who take advantage of the special financing offers. He says to watch out for deferred interest financing offers. Theyre not the same as 0% introductory APRs on most credit cards.

While youre paying off these financed charges, the bank will be adding up all the interest charges. If you pay off your balance in full before the financing period ends, you dont have to pay any interest.

But if you dont pay off the full balance in time, youll be charged retroactively for all of that accrued interest. So make sure youre able to pay off the balance in time before signing up for the interest-free financing.

Does Amazon Accept Visa Gift Cards

Yes, you canuse a Visa gift card to buy things on Amazon, but you will have to work around the system for it.

If you want to add a Visa gift card on Amazon, you will have to trick the site into believing that you are adding just another credit or debit card to your account.

You must also remember that you cannot split your purchases with a gift card and another payment method.

So, make sure you shop carefully, keeping the balance in mind.

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Amazon Personal Credit Cards At A Glance

Bank Of America Customized Cash Rewards Credit Card

If you’re looking to earn rewards on online shopping purchases — not just at Amazon — the Bank of America® Customized Cash Rewards credit card* is worth a look. The Customized Cash Rewards allows cardholders to choose the category where they’ll earn the top cash-back rate of 3%. Online shopping is one of these categories, along with gas, dining, travel, drug stores or home improvement/furnishings. You’ll also earn 2% cash back at grocery stores and wholesale clubs and 1% on all other purchases.

While these rates are lower than those of the Amazon Prime Rewards Visa Signature card, they allow for greater flexibility for shopping beyond Amazon and Whole Foods. You’ll also be able to take advantage of 0% introductory APR for the first 15 billing cycles on purchases and on any balance transfers made in the first 60 days , as well as a $200 online cash rewards welcome bonus when you spend at least $1,000 within the first 90 days of account ownership.

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The Amazon Prime Rewards Visa Signature Card Vs The Capital One Walmart Rewards Card

Ultimately, whether the Amazon Prime Rewards card or the Capital One® Walmart Rewards® Card is the better choice depends on which retailer you shop with online more. They have comparable reward programs, except the Amazon card offers 2 percent rewards at drugstores while the Walmart card offers 2 percent cash back on travel. While the Walmart cards travel category would likely have more rewards potential, its gas category only covers Walmart and Murphy USA gas stations while the Amazon cards gas category is much more flexible.

You may be able to get more first-year value from the Walmart card since its 12-month 5 percent cash back rate on in-store purchases when using Walmart Pay only takes spending over $2,000 that year to eclipse the Amazon cards $100 bonus gift card. However, factors like richer benefits, a lower ongoing APR and a more popular online shopping platform could make the Amazon Prime Rewards card a slightly better option overall.

Best Amazon Card For Annual Fee

Lucky for you, none of the four Amazon credit cards come with any annual fee. But that doesnt mean theyre all totally free. The Amazon Prime Rewards Visa Signature Card and the Amazon Prime Store Card do require that you have a current Amazon Prime membership, which runs $119 per year, or $12.99 a month.

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Best Credit Cards For A 600 Credit Score

In order to have good approval odds, you should start with at least a good credit score. Generally, the higher your credit score, the better your odds of approval are. However, your credit score is just one part of your creditworthiness. On its own, it does not guarantee approval. Chase Bank, which issues the Amazon.com Credit Card, doesnt publicly disclose specific approval requirements. But they will review such things as your income, employment status and total amount of debt. Other things that affect your odds of approval are your payment history, age of accounts and recent credit inquiries.read full answer

If you have less than good credit, your approval odds are better for the . Youll only need a fair credit score to have a reasonable shot at getting the card. The tradeoff is that unlike the Visa Signature card, which you can use anywhere Visa cards are accepted, the Amazon.com Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay. And youll only get rewards from the store card if youre a Prime member, unlike the Visa.

Amazon Equal Pay Financing

Equal Pay is similar to Monthly Payments, but offers much longer payment plans for large purchases based on the size of your purchase.

This payoff period ranges from six to 24 months on the Amazon store card and from six to 18 months on the Amazon Visa cards. The latter cards also require a lower minimum purchase price to take advantage of a payment plan.

Equal Pay options on Amazon store cards from Synchrony include:

Like Monthly Payments, Equal Pay allows you to split the cost of your item equally across the offer period. As long as you make your installment payments on time and in full, you wont be charged any interest or other fees.

Instead of charging installments on a monthly basis, however, Equal Pay charges you for the total purchase amount when your item ships. Your required installment payment is then included as part of your minimum payment due each card statement period. This could get a bit confusing if youve used your Amazon credit card for new purchases in addition to an Equal Pay purchase.

Luckily, Chase makes it clear what you need to pay to avoid interest on new purchases by listing an Interest Saving Balance on your statement. Your Interest Saving Balance includes both the monthly payment due as part of your Equal Pay plan and any non-promotional balances you have. As long as you pay your Interest Saving Balance in full, youll avoid interest charges and be on track to pay off your Equal Pay purchase.

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Amazon Store Card Vs Apple Card

Both the Amazon Store Card and the Apple Card focus on cashback rewards. The Amazon Store Card gives Prime members 5% back for all purchases, but only at Amazon.

This means that if you arent a frequent Amazon shopper, the store cards use range is limited and its rewards are ineffectual. With the Apple card, on the other hand, you get unlimited cash back with every purchase, no matter where you shop:

• 3% back with Apple and select merchants when you use Apple Card with Apple Pay
• 2% back when you use Apple Pay
• 1% back when you use the titanium card in stores or your Apple Card number online

Additionally, the Apple Card has no annual fees, no foreign transaction fees, and a lower APR of 10.99%21.99%.